A West Virginia woman is the latest victim of a wrongful home repossession. Nikki Bailey, of Logan, W.Va., returned home from visiting her best friend in the hospital to find all of her belongings gone.
As it turns out, an unidentified bank sent repo men to the wrong house, in the wrong town.
You can imagine Bailey’s surprise as her home was bought in full 25 years ago. The only things she was able to recover were a dresser, a chest of drawers and a mirror. Everything else she owns is gone.
“My Marshall [University] diplomas, my high school diplomas…all my pictures, my history — I was teacher of the year,” Bailey told WSAZ-TV. “All that stuff is gone.”
The home scheduled for repossession was reportedly located on Godby Heights. Bailey lives on Godby Street in Logan. Not only is there no Godby Heights in Logan, but the home that should have been repossessed was in Chapmanville, W.Va., another town about 10 miles away.
Bailey is currently in the middle of a horrendous legal process to get restitution for her stolen items, which is proving to be even more difficult because the repossession company won’t even say which bank authorized the repossession in the first place. It is unclear who made the terrible mistake, the bank or the repo company.
Kanawha County Prosecutor Mark Plants says there will be no criminal charges in the case because it was only an “accident,” like “taking someone’s luggage at the airport.” However, he said there will likely be some civil ramifications like money and restitution.
Unlike Plants’s analogy about airport luggage, the repossession company, CTM Industries, can’t simply return the woman’s property because they reportedly threw it in the dump.
As TheBlaze previously reported, the First National Bank in Wellston, Ohio, broke into Katie Barnett’s home and had her belongings wrongly repossessed. Though still an egregious mistake, the home they were looking for was only across the street — not in a different town.